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Corporate Return Services in Delhi Ensure total financial transparency and legal compliance for your company. Expert corporate tax filing services. FILE NOW LEARN MORE What is Corporate Return Filing? Corporate return filing refers to the process of reporting a company’s income, expenses, deductions, and taxes paid to the Income Tax Department of India. It is a mandatory obligation for all companies operating in India, regardless of profit or loss. At Taxcrafted Solutions, we simplify the complexities of corporate tax filing. Our team ensures accuracy, timely submission, and adherence to all legal requirements, helping you avoid penalties and maintain a clean financial record for future growth. Our Services Corporate Income Tax Filing Tax Planning & Advisory Financial Statement Preparation Advance Tax Calculation Audit Representation Why It Matters Legal Compliance Avoid Heavy Penalties Financial Transparency Claim Tax Benefits Enhance Business Credibility End-to-End Support We manage your tax obligations so you can manage your business. Tax Planning Expert guidance on optimizing tax liability through lawful deductions and exemptions. Documentation Assistance with preparing profit and loss accounts, balance sheets, and other necessary reports. Timely Filing We ensure compliance with all deadlines for advance tax and final return submissions. Stay Compliant, Grow Confidently Partner with Delhi’s leading tax consultants for stress-free corporate return filing. Get Expert Advice Frequently Asked Questions Key information about Corporate Tax & Compliance. Is it mandatory for every company to file an Income Tax Return? Yes, every company registered in India (Private Limited, OPC, Limited Company) must file its Income Tax Return (ITR-6) annually, irrespective of whether it has made a profit or a loss, or even if it has no operations. What is the difference between ITR Filing and ROC Filing? ITR Filing reports your income and tax liability to the Income Tax Department. ROC Filing (Forms AOC-4 and MGT-7) reports your financial position and management details to the Ministry of Corporate Affairs (MCA). Both are separate and mandatory annual compliances. What is the due date for Corporate Tax Filing? For companies that require a tax audit (which most do), the due date is usually 31st October of the assessment year. If the company has international transactions (Transfer Pricing), the due date is 30th November. Is a Statutory Audit mandatory for small companies? Yes, under the Companies Act, 2013, every company must get its accounts audited by a Chartered Accountant every year, regardless of its turnover or profit size. This is distinct from a Tax Audit, which applies only if turnover exceeds specific limits (e.g., ₹1 Cr or ₹10 Cr). What documents are required for Corporate Return filing? Key documents include the Bank Statements for the financial year, Sales & Purchase Registers, Expense Vouchers, GST Returns, TDS Certificates, and details of Directors and Shareholders. We will prepare the Balance Sheet and P&L based on these. Yes, every company registered in India (Private Limited, OPC, Limited Company) must file its Income Tax Return (ITR-6) annually, irrespective of whether it has made a profit or a loss, or even if it has no operations. ITR Filing reports your income and tax liability to the Income Tax Department. ROC Filing (Forms AOC-4 and MGT-7) reports your financial position and management details to the Ministry of Corporate Affairs (MCA). Both are separate and mandatory annual compliances. For companies that require a tax audit (which most do), the due date is usually 31st October of the assessment year. If the company has international transactions (Transfer Pricing), the due date is 30th November. Yes, under the Companies Act, 2013, every company must get its accounts audited by a Chartered Accountant every year, regardless of its turnover or profit size. This is distinct from a Tax Audit, which applies only if turnover exceeds specific limits (e.g., ₹1 Cr or ₹10 Cr). Key documents include the Bank Statements for the financial year, Sales & Purchase Registers, Expense Vouchers, GST Returns, TDS Certificates, and details of Directors and Shareholders. We will prepare the Balance Sheet and P&L based on these.

Tax Audit Services in Delhi Ensure statutory compliance and avoid penalties. Professional Tax Audit services under Section 44AB of the Income Tax Act. GET AUDITED LEARN MORE What is a Tax Audit? A Tax Audit is an examination of a taxpayer’s books of accounts and other relevant documents. It is conducted to ensure that the financial statements are accurate and the tax liabilities have been correctly calculated. Under Section 44AB of the Income Tax Act, 1961, certain categories of taxpayers must get their accounts audited by a Chartered Accountant. Taxcrafted Solutions provides meticulous tax audit services, helping businesses identify errors, ensure compliance with tax laws, and file their audit reports (Form 3CA/3CB & 3CD) on time. Audit Services Statutory Tax Audit (44AB) Presumptive Taxation Audit Filing Forms 3CA/3CB & 3CD Internal Control Review Compliance Verification Benefits Avoid Penalties (0.5% of turnover) Accurate Financial Reporting Credibility with Banks/Lenders Detect & Rectify Errors Early Smooth ITR Filing Who Needs a Tax Audit? Mandatory limits for businesses and professionals. Documents Required Cash Book & Bank Book Profit & Loss Account Balance Sheet Purchase/Sale Invoices Previous Year’s ITR Turnover Limits Business: Sales > ₹1 Crore Digital Business: Sales > ₹10 Cr* Professionals: Receipts > ₹50 Lakhs Presumptive Scheme: Income < Deemed Profit Our Process Book Verification Deduction Analysis Report Preparation UDIN Generation Uploading to IT Portal Get Your Accounts Audited Don’t risk penalties. Let our expert CAs handle your tax audit with precision. Get Expert Advice Frequently Asked Questions Key details about Income Tax Audit under Section 44AB. When is a Tax Audit mandatory for a business? A Tax Audit is mandatory if the total sales, turnover, or gross receipts of a business exceed ₹1 Crore in a financial year. However, if cash receipts are less than 5% of total turnover, the limit is increased to ₹10 Crores. Is Tax Audit required for Professionals? Yes, professionals (like Doctors, Architects, Lawyers, CAs) must get their accounts audited if their gross receipts exceed ₹50 Lakhs in a financial year. What is the due date for filing the Tax Audit Report? The due date for filing the Tax Audit Report (Form 3CD/3CA/3CB) is typically 30th September of the assessment year. The Income Tax Return (ITR) itself must be filed by 31st October. What is the penalty for not getting a Tax Audit done? If a taxpayer fails to get their accounts audited or fails to furnish the report, the penalty under Section 271B is 0.5% of the total sales/turnover or ₹1,50,000, whichever is lower. Can I opt out of Tax Audit if I choose Presumptive Taxation? Yes, if you declare profits under Section 44AD (8% or 6% of turnover) and your turnover is below ₹2 Crores, you are exempt from maintaining books of accounts and getting a Tax Audit done. A Tax Audit is mandatory if the total sales, turnover, or gross receipts of a business exceed ₹1 Crore in a financial year. However, if cash receipts are less than 5% of total turnover, the limit is increased to ₹10 Crores. Yes, professionals (like Doctors, Architects, Lawyers, CAs) must get their accounts audited if their gross receipts exceed ₹50 Lakhs in a financial year. The due date for filing the Tax Audit Report (Form 3CD/3CA/3CB) is typically 30th September of the assessment year. The Income Tax Return (ITR) itself must be filed by 31st October. If a taxpayer fails to get their accounts audited or fails to furnish the report, the penalty under Section 271B is 0.5% of the total sales/turnover or ₹1,50,000, whichever is lower. Yes, if you declare profits under Section 44AD (8% or 6% of turnover) and your turnover is below ₹2 Crores, you are exempt from maintaining books of accounts and getting a Tax Audit done.

EPFO & ESIC Monthly Return Services Streamline your payroll compliance. Expert filing of monthly Provident Fund and Employee State Insurance returns. FILE MONTHLY RETURN LEARN MORE What are Monthly Returns? Filing monthly returns for EPFO (Employees’ Provident Fund Organization) and ESIC (Employees’ State Insurance Corporation) is a vital compliance requirement for businesses with eligible employees. These returns ensure that employee contributions towards provident fund and health insurance are accurately reported and maintained. At Taxcrafted Solutions, we provide expert services to streamline this process. We handle the calculation of contributions, preparation of challans, and timely filing of returns to ensure your business remains 100% compliant and penalty-free. Our Services Registration Assistance Monthly Contribution Calculation Return Preparation & Verification Timely Online Filing Challan Generation Why Choose Us? Avoid Heavy Fines & Legal Action Ensure Employee Benefits (Health/Pension) Build Business Credibility Maintain Transparent Records Smooth Audits & Inspections Seamless Compliance Process We manage the complexities so you can focus on your business. Contribution Calculation Accurate computation of employer and employee shares based on salary structures to prevent discrepancies. Online Filing Timely submission of returns through the unified Shram Suvidha Portal and ESIC portal. Employee Management Assistance with adding new employees, updating KYC details, and managing exits on the portal. Avoid Compliance Headaches Partner with Taxcrafted Solutions for accurate and timely monthly return filings. Get Expert Advice Frequently Asked Questions Key details about Monthly Compliance for PF & ESIC. What is the due date for filing monthly EPF and ESIC returns? The due date for filing and paying the monthly contributions for both EPF and ESIC is the 15th of the following month. For example, the return for April must be filed by May 15th. What happens if I delay the monthly return filing? Delayed payments attract interest u/s 7Q (12% p.a.) and penal damages u/s 14B, which can range from 5% to 25% depending on the period of delay. It is crucial to file on time to avoid litigation and penalties. Do I need to file a return if I have no employees for a month? Yes, if you are registered under the act but have no eligible employees for a specific month, you must file a “Nil Return” to inform the department. Failing to do so may result in compliance notices. What data is required for filing the monthly return? You need to provide the Wage Register (Salary Sheet) containing details like Gross Wages, Basic + DA, number of days worked, and UAN/IP numbers for all employees. After uploading the ECR (Electronic Challan cum Return) on the Unified Portal, a challan with a unique TRRN number is generated. This can be paid via Net Banking through the portal. If you withdraw EPF after 5 years of continuous service, it is tax-free. If withdrawn before 5 years, TDS may be deducted if the amount exceeds ₹50,000, unless you submit Form 15G/15H. The due date for filing and paying the monthly contributions for both EPF and ESIC is the 15th of the following month. For example, the return for April must be filed by May 15th. Delayed payments attract interest u/s 7Q (12% p.a.) and penal damages u/s 14B, which can range from 5% to 25% depending on the period of delay. It is crucial to file on time to avoid litigation and penalties. Yes, if you are registered under the act but have no eligible employees for a specific month, you must file a “Nil Return” to inform the department. Failing to do so may result in compliance notices. You need to provide the Wage Register (Salary Sheet) containing details like Gross Wages, Basic + DA, number of days worked, and UAN/IP numbers for all employees. If you withdraw EPF after 5 years of continuous service, it is tax-free. If withdrawn before 5 years, TDS may be deducted if the amount exceeds ₹50,000, unless you submit Form 15G/15H.

Loan Against Property Services in Delhi Unlock the hidden value of your property. Get high-value funds for business expansion or personal needs at lower interest rates. APPLY FOR LAP LEARN MORE What is Loan Against Property? A Loan Against Property (LAP) is a secured loan where you pledge your residential, commercial, or industrial property as collateral to obtain funds. Since it is a secured loan, lenders offer higher loan amounts and lower interest rates compared to personal loans. Whether you need funds for business expansion, education, medical emergencies, or debt consolidation, LAP provides a cost-effective solution. You continue to retain ownership of your property while using the funds to meet your financial goals. Key Features Lower Interest Rates High Loan Amount (Up to 70% of Value) Long Tenure (Up to 15 Years) Multipurpose Usage Balance Transfer Facility Our Services Property Valuation Assistance Lender Negotiation Documentation Support Application Tracking Quick Disbursal Support Eligibility & Requirements Simple criteria to unlock your property’s value. Property Documents Title Deeds (Registry) Approved Building Plan Latest Property Tax Receipt Occupancy Certificate Chain Documents Online Services KYC (PAN/Aadhaar) ITR (Last 3 Years) Bank Statements (6 Months) Salary Slips (Salaried) Business Proof (Self-Employed) Special Cases Cheaper than Personal Loans Longer Repayment Time Retain Asset Ownership High Funding Eligibility Easy Top-up Loans Need Significant Funding? Leverage your property to get the funds you need. Contact us for the best LAP deals. Get Expert Advice Frequently Asked Questions Common queries about Home Loans & Mortgages. How much Home Loan amount am I eligible for? Your eligibility depends on your monthly income, current age, credit score (CIBIL), and existing liabilities. generally, banks offer a loan amount where the EMI does not exceed 50-60% of your net monthly income. What tax benefits can I avail on a Home Loan? You can claim deductions under Section 80C (up to ₹1.5 Lakh on principal repayment) and Section 24(b) (up to ₹2 Lakh on interest payment) of the Income Tax Act. Additional benefits may apply for first-time homebuyers under specific schemes. What is the difference between Fixed and Floating interest rates? A Fixed Rate remains constant throughout the loan tenure, providing EMI stability. A Floating Rate changes based on the RBI’s repo rate and market conditions, which means your EMI may increase or decrease over time. What property documents are required for the loan? You typically need the Agreement to Sale, Title Deed (Chain of documents), Approved Building Plan, Occupancy Certificate (OC), and property tax receipts. Our team assists in verifying these documents legally. Can I transfer my existing home loan to another bank? Yes, this is called a Balance Transfer. If another bank offers a lower interest rate, you can transfer the outstanding balance to them to reduce your EMI burden. We help calculate the savings to see if it’s beneficial. Your eligibility depends on your monthly income, current age, credit score (CIBIL), and existing liabilities. generally, banks offer a loan amount where the EMI does not exceed 50-60% of your net monthly income. You can claim deductions under Section 80C (up to ₹1.5 Lakh on principal repayment) and Section 24(b) (up to ₹2 Lakh on interest payment) of the Income Tax Act. Additional benefits may apply for first-time homebuyers under specific schemes. A Fixed Rate remains constant throughout the loan tenure, providing EMI stability. A Floating Rate changes based on the RBI’s repo rate and market conditions, which means your EMI may increase or decrease over time. You typically need the Agreement to Sale, Title Deed (Chain of documents), Approved Building Plan, Occupancy Certificate (OC), and property tax receipts. Our team assists in verifying these documents legally. Yes, this is called a Balance Transfer. If another bank offers a lower interest rate, you can transfer the outstanding balance to them to reduce your EMI burden. We help calculate the savings to see if it’s beneficial.

Overdraft & Cash Credit Services Boost your working capital with flexible Overdraft and Cash Credit facilities. Access funds quickly to meet operational needs APPLY FOR LIMITE LEARN MORE What are Overdraft and Cash Credit Facilities? Overdraft (OD) and Cash Credit (CC) are financial instruments used by businesses to manage working capital shortages. Overdraft: A facility that allows you to withdraw money from your current account even if the balance is zero, up to a sanctioned limit. Interest is charged only on the amount utilized. Cash Credit: A short-term loan provided to businesses to meet their working capital requirements. It is secured against current assets like inventory or receivables. Key Features Interest only on Utilized Amount Flexible Withdrawals & Repayment Renewable Annually Quick Access to Funds Helps in Cash Flow Management Our Services Assessment of Working Capital Needs Lender Negotiation for Best Rates Documentation Support Application Assistance Support for Rejected Claims Requirements & Eligibility Get your limit sanctioned with minimal hassle. Documents Required KYC of Business & Promoters Audited Financials (Last 3 Years) Bank Statements (Last 6 Months) Stock Statement (for CC) GST Returns Eligibility Business Vintage > 3 Years Profitable Track Record Good CIBIL Score Valid GST Registration Sufficient Collateral (if applicable) Benefits Better Cash Flow Lower Interest than Term Loans No EMI Burden Easy Operational Expenses Improve Credit Score Manage Your Cash Flow Efficiently Get expert assistance to secure the right OD or CC limit for your business needs. Get Expert Advice Frequently Asked Questions Key details about Overdraft & Cash Credit Limits. What is the difference between Overdraft (OD) and Cash Credit (CC)? Cash Credit (CC) is primarily given against the hypothecation of stock (inventory) and receivables (debtors). Overdraft (OD) is usually given against financial securities like Fixed Deposits (FD), shares, or property. Both are working capital limits. How is interest calculated on an OD/CC limit? Unlike term loans where interest is charged on the total principal, in OD/CC, interest is charged only on the amount utilized and for the number of days it is used. This makes it a cost-effective way to manage daily cash flow needs. Is collateral mandatory for getting a CC limit? Yes, CC limits are secured loans. Primary security involves your business assets (stock & book debts), and banks often require collateral security in the form of residential/commercial property or FDs, depending on the loan amount. What is the renewal process for these limits? OD and CC limits are typically valid for 12 months. They must be renewed annually by submitting updated financial statements (Audited Balance Sheet, ITR) and stock statements to the bank for review. Can I get an unsecured OD limit? Yes, banks offer “Unsecured Business OD” (often called Dropline Overdraft) based on your business turnover, vintage, and credit score (CIBIL). However, interest rates for unsecured ODs are generally higher than secured limits. Cash Credit (CC) is primarily given against the hypothecation of stock (inventory) and receivables (debtors). Overdraft (OD) is usually given against financial securities like Fixed Deposits (FD), shares, or property. Both are working capital limits. Unlike term loans where interest is charged on the total principal, in OD/CC, interest is charged only on the amount utilized and for the number of days it is used. This makes it a cost-effective way to manage daily cash flow needs. Yes, CC limits are secured loans. Primary security involves your business assets (stock & book debts), and banks often require collateral security in the form of residential/commercial property or FDs, depending on the loan amount. OD and CC limits are typically valid for 12 months. They must be renewed annually by submitting updated financial statements (Audited Balance Sheet, ITR) and stock statements to the bank for review. Yes, banks offer “Unsecured Business OD” (often called Dropline Overdraft) based on your business turnover, vintage, and credit score (CIBIL). However, interest rates for unsecured ODs are generally higher than secured limits.

Loan Against Property Services in Delhi Unlock the hidden value of your property. Get high-value funds for business expansion or personal needs at lower interest rates. APPLY FOR LAP LEARN MORE What is Loan Against Property? A Loan Against Property (LAP) is a secured loan where you pledge your residential, commercial, or industrial property as collateral to obtain funds. Since it is a secured loan, lenders offer higher loan amounts and lower interest rates compared to personal loans. Whether you need funds for business expansion, education, medical emergencies, or debt consolidation, LAP provides a cost-effective solution. You continue to retain ownership of your property while using the funds to meet your financial goals. Key Features Lower Interest Rates High Loan Amount (Up to 70% of Value) Long Tenure (Up to 15 Years) Multipurpose Usage Balance Transfer Facility Our Services Property Valuation Assistance Lender Negotiation Documentation Support Application Tracking Quick Disbursal Support Eligibility & Requirements Simple criteria to unlock your property’s value. Property Documents Title Deeds (Registry) Approved Building Plan Latest Property Tax Receipt Occupancy Certificate Chain Documents Online Services KYC (PAN/Aadhaar) ITR (Last 3 Years) Bank Statements (6 Months) Salary Slips (Salaried) Business Proof (Self-Employed) Special Cases Cheaper than Personal Loans Longer Repayment Time Retain Asset Ownership High Funding Eligibility Easy Top-up Loans Need Significant Funding? Leverage your property to get the funds you need. Contact us for the best LAP deals. Get Expert Advice Frequently Asked Questions Key information about Loan Against Property (LAP). What percentage of my property value can I get as a loan? Yes, you can apply for a partial withdrawal (advance) from your EPF account for specific reasons such as medical emergencies, marriage, education, or home purchase/renovation, using Form 31. Can I use the loan amount for any purpose? Form 19: For final PF settlement (after leaving the job). Form 10C: For pension withdrawal scheme certificate. Form 31: For partial withdrawal (advance) while in service. What types of properties are accepted as collateral? Typically, online claims are settled within 7 to 20 days. However, in some cases involving discrepancies or manual verification, it might take longer. We assist in tracking and expediting this process. Is the interest rate lower than a Personal Loan? Common reasons for rejection include mismatch in Name/DOB between Aadhaar and EPF records, incorrect bank details (IFSC/Account No.), or incomplete KYC. We help identify the error and re-file the claim correctly. What is the maximum tenure for repayment? If you withdraw EPF after 5 years of continuous service, it is tax-free. If withdrawn before 5 years, TDS may be deducted if the amount exceeds ₹50,000, unless you submit Form 15G/15H. Yes, you can apply for a partial withdrawal (advance) from your EPF account for specific reasons such as medical emergencies, marriage, education, or home purchase/renovation, using Form 31. Form 19: For final PF settlement (after leaving the job). Form 10C: For pension withdrawal scheme certificate. Form 31: For partial withdrawal (advance) while in service. Typically, online claims are settled within 7 to 20 days. However, in some cases involving discrepancies or manual verification, it might take longer. We assist in tracking and expediting this process. Common reasons for rejection include mismatch in Name/DOB between Aadhaar and EPF records, incorrect bank details (IFSC/Account No.), or incomplete KYC. We help identify the error and re-file the claim correctly. If you withdraw EPF after 5 years of continuous service, it is tax-free. If withdrawn before 5 years, TDS may be deducted if the amount exceeds ₹50,000, unless you submit Form 15G/15H.

Other Loan Services in Delhi Tailored financing options for unique needs. Explore Education, Car, Gold, and MSME loans with expert guidance. CHECK ELIGIBILITY LEARN MORE What are Other Loans? When standard loans like Personal or Business loans don’t fit your specific needs, “Other Loans” offer tailored solutions. These include Education Loans for higher studies, Car Loans for vehicle purchase, Gold Loans for quick liquidity, and MSME Loans for business expansion. At Taxcrafted Solutions, we provide a one-stop platform for all your diverse financing needs. Our team evaluates your requirements and connects you with the right lenders to secure the best possible interest rates and repayment terms. Types of Loans Education Loan (Domestic/Foreign) Car Loan (New/Used) Gold Loan (Secured) MSME/SME Loan Machinery Loan Our Assistance Eligibility Assessment Document Preparation Application Filing Negotiation with Banks Post-Loan Support Why Choose Taxcrafted Solutions? Your partner in financial growth. Wide Network Strong relationships with leading banks and NBFCs to provide you multiple loan options under one roof. Competitive Rates We negotiate hard to secure the lowest possible interest rates for our clients, saving you money in the long run. Transparency We prioritize transparency by clearly explaining all loan terms, conditions, and hidden charges upfront. Achieve Your Financial Goals Whether it’s education, a vehicle, or business growth, we have the right loan for you. Get Expert Advice Frequently Asked Questions Information on various other loan facilities. What other types of loans do you assist with? Apart from standard personal and business loans, we assist with specialized financing options such as Gold Loans, Education Loans, Vehicle Loans (Car/Bike), and Machinery Loans for businesses. How quickly can a Gold Loan be processed? Gold loans are among the fastest secured loans available. With minimal documentation (KYC only) and instant valuation of your gold ornaments, the loan amount can often be disbursed within 30 to 60 minutes. Do you offer project financing for new startups? Yes, we help structure project reports and connect startups with financial institutions for Project Loans or financing under government schemes like Mudra Loan or CGTMSE, depending on eligibility. What is a Machinery Loan? A Machinery Loan is a credit facility used by manufacturers and business owners to purchase new equipment or upgrade existing machinery. The machinery itself often serves as the primary collateral for the loan. Are co-applicants required for Education Loans? Yes, for most education loans, especially those of higher value or for studies abroad, a co-applicant (parent or guardian) is mandatory. Collateral may also be required for loans exceeding a certain limit (usually ₹4 Lakhs or ₹7.5 Lakhs depending on the bank). Apart from standard personal and business loans, we assist with specialized financing options such as Gold Loans, Education Loans, Vehicle Loans (Car/Bike), and Machinery Loans for businesses. Gold loans are among the fastest secured loans available. With minimal documentation (KYC only) and instant valuation of your gold ornaments, the loan amount can often be disbursed within 30 to 60 minutes. Yes, we help structure project reports and connect startups with financial institutions for Project Loans or financing under government schemes like Mudra Loan or CGTMSE, depending on eligibility. A Machinery Loan is a credit facility used by manufacturers and business owners to purchase new equipment or upgrade existing machinery. The machinery itself often serves as the primary collateral for the loan. Yes, for most education loans, especially those of higher value or for studies abroad, a co-applicant (parent or guardian) is mandatory. Collateral may also be required for loans exceeding a certain limit (usually ₹4 Lakhs or ₹7.5 Lakhs depending on the bank).