Business Loan Services in Delhi

What is a Business Loan?

A business loan is a financial offering designed specifically for businesses. It provides the necessary capital to start, expand, or manage daily operations. Whether you need funds for working capital, purchasing equipment, or expanding to new locations, a business loan can bridge the financial gap.

Taxcrafted Solutions connects you with leading financial institutions to secure business loans that cater to your specific requirements. We help you navigate the complex application process, ensuring you get the best interest rates and flexible repayment terms.

Purpose of Loan

Working Capital Requirements
Business Expansion & Growth
Purchase of Machinery/Equipment
Inventory Management
Infrastructure Development

Key Features

Flexible Loan Amounts
Competitive Interest Rates
Secured & Unsecured Options
Quick Processing & Disbursal
Customizable Repayment Plans

Our Loan Services

Comprehensive support from application to approval.

Assessment & Guidance

Financial Health Assessment
Credit Score Review
Loan Requirement Analysis
Best Lender Selection
Eligibility Check

Documentation

Business Plan Preparation
Financial Statements (P&L, Balance Sheet)
ITR & GST Returns
KYC Documents
Bank Statements

Negotiation & Support

Rate Negotiation
Term Sheet Review
Application Tracking
Disbursal Assistance
Post-Approval Advisory

Frequently Asked Questions

Everything you need to know about Business Loans.

Do I need to provide collateral for a business loan?

Generally, no. We specialize in unsecured business loans which do not require you to pledge any assets or collateral. However, if you are looking for a higher loan amount with lower interest rates (Loan Against Property), collateral would be required.

What are the minimum eligibility criteria?

Typically, your business should have a vintage of at least 3 years, a minimum annual turnover of ₹40 Lakhs, and the applicant should be between 24 to 65 years of age. A good CIBIL score (700+) significantly improves approval chances.

What documents are required to apply?

You will need KYC documents (PAN/Aadhaar) of the proprietor/directors, Business Registration Proof (GST/Trade License), Last 2 years' ITR with computation, and the last 12 months' bank statements.

How long does the disbursement process take?

Once all documents are submitted and verified, unsecured business loans can be disbursed within 3 to 7 working days. Pre-approved offers for existing customers can be disbursed even faster, sometimes within 24 hours.

Can I prepay or foreclose my loan early?

Yes, most lenders allow foreclosure after a lock-in period (usually 6-12 months). Foreclosure charges may range from 2% to 5% of the outstanding principal amount, depending on the bank's policy at the time of agreement.